Terms of Service

1. Terms & Agreement

By accessing the website at TheSmartWealthTools.com, you agree to be bound by these terms of service, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site.

2. Use License & Intellectual Property

Permission is granted to temporarily use the online financial calculators and content on TheSmartWealthTools.com for personal, non-commercial transitory viewing and estimation only. This is the grant of a license, not a transfer of title, and under this license you may not:

• Modify or copy the materials;
• Use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
• Attempt to decompile or reverse engineer any software contained on TheSmartWealthTools.com;
• Remove any copyright or other proprietary notations from the materials.

3. Financial Disclaimer

The materials and calculators on TheSmartWealthTools.com are provided on an 'as is' basis. TheSmartWealthTools.com makes no warranties, expressed or implied, regarding accuracy, reliability, or financial outcomes. All calculations are mathematical estimates intended for educational purposes and should not replace professional financial, tax, or legal advice.

4. Limitations of Liability

In no event shall TheSmartWealthTools.com or its suppliers be liable for any damages (including, without limitation, financial loss, loss of data or profit, or due to business interruption) arising out of the use or inability to use the tools on this website, even if TheSmartWealthTools.com or an authorized representative has been notified orally or in writing of the possibility of such damage.

5. Revisions and Errata

The materials appearing on TheSmartWealthTools.com could include technical, typographical, or photographic errors. TheSmartWealthTools.com does not warrant that any of the materials on its website are accurate, complete, or current. We may make changes to the materials contained on our website at any time without notice.

6. Links to Third-Party Sites

TheSmartWealthTools.com has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by TheSmartWealthTools.com of the site. Use of any such linked website is at the user's own risk.

7. Governing Law

These terms and conditions are governed by and construed in accordance with applicable general online business standards, and you irrevocably submit to the exclusive jurisdiction of the courts in that State or location.

8. Contact Information

If you have any questions about these Terms of Service, please contact us by visiting our Contact Form located on the Privacy Policy page.