FIRE Calculator (Financial Independence, Retire Early)

The 4% Rule: Based on historical market data, withdrawing 4% annually preserves your portfolio over long horizons.
Boost Savings Rate: Increasing your savings rate from 20% to 50% cuts years off your path to retirement.
Low-Cost Index Funds: Maximize long-term growth by minimizing expense ratios and management fees.
Flexibility is Key: Be prepared to adjust withdrawal rates during market downturns to protect capital.

Determine your target FIRE number and find out how many years until you reach financial independence.

Estimated Annual Expenses in Retirement ($)

Current Invested Assets ($)

Annual Investment Contribution ($)

Expected Real Annual Return (%)

Safe Withdrawal Rate (SWR %)

$0.00

Years to Financial Independence:0 Years

Safe Annual Withdrawal:$0.00